> ## Documentation Index
> Fetch the complete documentation index at: https://perfgrid.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Payment methods and auto-pay

> Save cards, choose a default card and let auto-pay settle your invoices in the console.

You can pay invoices by card, with iDEAL (euros only), by bank transfer or with your [account credit](https://perfgrid.com/docs/console/billing/credit.md). Saved cards and **Auto-pay** pay your invoices without you doing anything.

Your cards are under **Payment methods** on the **Billing** page: click **Billing** in the sidebar. You need the **Manage payment methods** permission.

![Payment methods with a default Visa card, a Mastercard, Add a card and the Auto-pay switch](https://mintcdn.com/perfgrid/sWFJqnIUuIEWyOeE/images/console/billing/payment-methods-section.png?fit=max\&auto=format\&n=sWFJqnIUuIEWyOeE\&q=85\&s=82126b44063d05ff5f403db55f4508da)

## Add a card

**1. Click Add a card**

Under **Payment methods**, click **Add a card**.

**2. Enter your card**

Enter it on our payment provider's page and confirm with your bank if it asks. No money is taken.

**3. Check that it was saved**

Back on **Billing**, the page says **Your card was saved.**

A card you pay an invoice with is saved too. A newly saved card becomes the default card for its currency.

## Change the default card or remove a card

Click the **⋯** button next to a card and choose **Make default** or **Remove**. Auto-pay charges the default card.

![A card's menu open with Make default and Remove](https://mintcdn.com/perfgrid/sWFJqnIUuIEWyOeE/images/console/billing/payment-methods-card-menu.png?fit=max\&auto=format\&n=sWFJqnIUuIEWyOeE\&q=85\&s=c36c25bdcd844cf079c7e0143f29be37)

A card marked **Needs replacing** was declined in a way that means it can't be charged again. Add a new card, then remove the old one.

> [!NOTE]
>
> A card only pays invoices in its own currency, and you have one default card per currency.

## Auto-pay

With **Auto-pay** on, we charge each invoice to the default card in its currency 7 days before its due date. An invoice issued less than 7 days before its due date is charged within a day.

* If a charge fails, we email you. A renewal is tried again 3 and 7 days after its due date; pay other invoices on their page.
* An unpaid invoice's summary shows the charge day, for example **Auto-pay on 8 Nov**. If it says **Pay by** and a date instead, it won't be charged automatically.
* To pay another way, pay the invoice before the charge day.

Switching **Auto-pay** on or off needs the **Manage payment methods** permission, like the rest of this section.

## Auto-pay and credit

Credit comes before the card. With **Use credit on invoices automatically** on, your credit goes on an invoice first and the card is charged only what is left. With it off, the card is charged the full amount unless you click **Use credit** on the invoice before the charge day. See [Account credit](https://perfgrid.com/docs/console/billing/credit.md).

## Related articles

* [Invoices](https://perfgrid.com/docs/console/billing/invoices.md)
* [Account credit](https://perfgrid.com/docs/console/billing/credit.md)
* [Billing details](https://perfgrid.com/docs/console/billing/billing-details.md)
* [Users and permissions](https://perfgrid.com/docs/console/team/members-and-permissions.md)


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